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What to Do When The Car Keys are Stolen: The Ultimate Guide to Minimizing the Damage & Mitigating the Risk

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What to Do When The Car Keys are Stolen: The Ultimate Guide to Minimizing the Damage & Mitigating the Risk

September 20
07:39 2022

The reasons for missing might be due to their carelessness or being stolen by someone. If they lose their car keys, they should call a locksmith as soon as possible. One can have a car key made anywhere and it will be cheaper than buying a new set.

Sara Routhier, Director of Outreach at CarInsuranceComparison.com, suggests a few things that they could do if they lose their car keys. First, try to retrace all of their steps to see if they dropped them somewhere. Second, if they called a locksmith and they can’t find them, ask if they can make a new set of keys. Third, one can use a spare set of keys that they have and fourth, one can take the car to the dealership and have them make a new set.

What Happens if a Thief Steals Their Car Key?

One might already know what to do when they have lost their keys. In a normal situation, they need to be aware of all the things they have to perform and process. Here one would get a doubt about what they have to put in the police report. One probably would have been advised whether they need to take any safety precautions by the officer.

The next question that would pop up in their mind is whether they have to deactivate the car key. This is because their car is a newer model along with their computer chips that are embedded with their car keys. In that case, one wouldn’t have to buy any new keys. Instead, they will reprogram the key.  

What is the Next Thing One Should Do?

The next thing that one has to do or needs to do is to pay more attention to the suspiciousness of the people who may be hanging nearby. It is possible that even after their locks have been changed, the thief might not be aware of it. There may be reasons to suspect people in their neighborhood who are present in public parking lots.

If one wants to avoid these, then they have to follow up with the authorities. If one has already found that their keys are lost, they may want to report it to the police. In this regard, the insurance company will be of some help for the reporting and for the case that everything becomes clear, they can still have their cars back. The reason why they have to do this is to be able to avoid any theft that may happen to their car, especially if one has a vehicle that is worth a lot of money. Above all, they want to save their time and money as well.

What One Should Not Immediately Do?

As soon as one has lost the keys, one should not panic. At this point, they have to think more deeply and start taking some steps to lay the groundwork that will support them in all ways. If they do not know what to do, there is no hesitation in advising them to contact the customer support team who are available at their car insurance company. They will guide them in all aspects and help them clear up any confusion or query in their mind.

It is important to get the police involved as soon as possible so they can track down the car and apprehend the thief. While they’re waiting for the police, it’s important that they begin to call every place they’ve left their car to see if someone has seen it or if it was towed. It is important that they immediately contact their insurance provider as well.

How to Stay in the Safer Zone?

As a policy holder, their situation may change anytime, so it is vital that one file for insurance and renew it regularly. As long as they do this whenever they encounter some typical issues like losing keys or changing the locks for security reasons, they can claim insurance. This is beneficial for them. Among the large number of insurance companies, one can get a quotation and select the one that offers the best support and guidance within their budget.

If one thinks their keys were stolen, try to remember as much information as one can about the keys. If they have any other identifying features, write it down and make a copy of it for their records. After the incident, one wants to follow up with the police and the insurance company.


If one discovers their car keys have been stolen it is not something to panic about. The first thing one needs to do is pay attention to the people around then who might be hanging out on their property or near their home. Missing car keys can be a pain and it can be a headache for any driver. If they have misplaced them in their vehicle, then they need to check all the spots where they left the keys. Check in between the seats and the floorboard. Open the trunk and check if they have placed the keys there.

It is quite easy to lose the keys. They might be trapped underneath the car seat, or they might have mistakenly thrown it away. If they have lost their set of keys, then they need to alert the authorities as soon as possible. When one is unable to locate them out there, they may end up leaving their cars alone, which will result in theft from their vehicle.

Media Contact
Company Name: CarInsuranceComparison.com
Contact Person: Sara Routhier
Email: Send Email
Country: United States
Website: https://www.carinsurancecomparison.com/